In a clear indication of the risks involved in computerization, SBI cheques which were deposited on May 10, 2019 and later are not yet cleared due to connectivity problems according to the staff at SBI Panaji main branch according to the staff at the bank.
Many people are transferring their money to their SBI account for payment, for example for SBI credit card, they only accept sbi debit card payment, and if the cheque has not cleared it is a major problem for them.
This clearly indicates the misplaced priorities of NTRO harassing harmless indian paypal account holders, the bank clearing network is very important, yet no one cares and cheques are not getting cleared. If it was a one day problem people could have tolerated, now it is 6 days, for cheque clearing, indicating a major problem
SBI account holders are wasting their time visiting the bank branch, to find what happened to the cheque , they are not getting any kind of notification indicating the extent of the problem.

There is massive fee to be paid if the credit bill is not paid on time, so some customers may be forced to withdraw cash from one bank account and deposit it in the SBI bank account in panaji to have enough balance to pay the credit card bill. Instead of visiting the SBI branch daily, it is better to withdraw cash and deposit it in the same city so that there is enough balance in the bank account

Yet the hysterical google, tata employees continue to hysterically make fake black money allegations, when cash is withdrawn or deposited, refusing to admit that it is a fault of the cheque clearing system that cheques are not cleared 6 days after they are deposited in the bank account

Since 2010, the security agency employees especially in goa, are openly involved in criminal defamation of a harmless single woman engineer, falsely claiming that google, tata sponsored goan call girls like siddhi mandrekar, sunaina chodan, cheater housewives like riddhi caro, nayanshree hathwar, robbers like veena, school dropouts like gujju sex service provider naina chandan who looks like actress sneha wagh, her lazy fraud sons nikhil,karan, asmita patel and other fraud raw/cbi employees, who do no computer work, own her paypal and bank account.

After being criminally defamed for more than 9 years, the engineer has exposed the banking fraud, so now the security agency employees are now criminally defaming the engineer to all the shops she is visiting. They are asking the shops in panaji market area, to refuse to accept the Rs 500 notes which is using for making payment, telling them that the note is not real.

The engineer has withdrawn the Rs 500 note from the bank, the security agency employees in panaji goa are aware of the fact, yet in a clear case of criminal defamation, they are refusing to accept the note to cover their criminal defamation of the harmless hardworking engineer for more than 9 years, wasting crores of indian taxpayer money

the indian and state government especially the goan, madhya pradesh and karnataka government employees lack credibility, are frauds and liars making completely fake claims about the google, tata sponsored Indore robber R&AW employee bespectacled housewife veena who looks like actress deepika padukone and is getting a monthly R&AW salary for robbing her relative, a google competitor
parents spend a lot of money on their children and they expect some help in their old age . the indore housewife veena married a eighth standard pass crook from indore and does not help her father financially in any way in the last 20 years, is not getting anything for him

On the other hand, the google competitor who was robbed by the google, tata sponsored Indore robber R&AW employee bespectacled housewife veena who looks like actress deepika padukone has to spend a lot of cash to purchase groceries and other supplies for veena’s aged father while indore’s top document robber veena does not spend any time, money at all on her father who bought her up, paid all expenses till she was 24 or more for the last 20 years .

yet in a clear example of the fact that top indian intelligence and security agency, google, tata, cbi, raw, ntro employees are shameless liars and frauds , they are duping people, companies and countries with their fake claims of the google, tata sponsored Indore robber R&AW employee bespectacled housewife veena who looks like actress deepika padukone, while refusing to acknowledge the cash which is spent by the google competitor whose documents,identity the indore robber veena stole to get a monthly R&AW salary

When the google, tata sponsored Indore document robber R&AW employee bespectacled housewife veena who looks like actress deepika padukone does not spend any cash and time for her fathers expenses for the last 20 years, she is only looking after her home and family in indore, why are the state and government MAKING FAKE CLAIMS REWARDING, promoting and pampering indore robber veena and defaming the google competitor.

When the domain investor complains of crime and fraud in goa, on quora, people like suryavanshi threaten to report to NIA,police saying that she is defaming the intelligence agencies. However the domain investor would like the police, NIA to explain how reporting the robbery of Portuguese national Diago Alexander in goa and other crimes in goa is defamatory, how the crime is justified

Another crime which was reported in the local newspapers in goa in 2019 was the robbery of a sweets shop near panaji market of Rs 55000 in cash. The newspaper reported that the robbers had entered the shop from the ceiling . There are other shops near the market which have also been robbed in the last few months according to goan media reports, yet no action is being taken to catch the criminals in goa.

It is very dangerous to keep any cash at home in goa, people with master keys are running amok, entering houses, offices and robbing whatever they wish including the house of the domain investor. These people are allegedly linked to the local intelligence and security agencies, which is the reason why they are not caught.After the robbery at another supermarket near panaji, market, there was a long queue of people at the bank depositing their cash, since the crime rate has increased.

On 21 December 2018 at around 11 am , google, tata sponsored slim Goan bhandari R&AW employee sex queen sunaina chodan again showed off her huge stash of black money , paying Rs 7000+ cash for a mobile which she ordered from Flipkart to the delivery person, who was from Ekart, driving a white scooter with number plate V4187. She was dressed in a white tshirt making the payment. This website has earlier recorded that she made a similar cash payment for a mobile on May 15, 2018, to expose ntro’s fake black money allegations against the real domain investor

One of the excuses, the shameless fraud ntro, raw, cbi, google, tata employees are using to justify their endless atrocities, identity theft, financial, online fraud on the google competitor, domain investor and engineer owning this website is by making fake allegations of black money without any proof against the google competitor, and are justify the pampering and rewarding of the lazy greedy google, tata sponsored slim Goan bhandari R&AW employee sex queen sunaina chodan 2013 bsc saying that she does not have any black money at all.

However, it is observed that the google, tata sponsored goan sex worker R&AW employee sunaina has been placing orders repeatedly online at Myntra, Flipkart and only paying cash on delivery. The amounts she is paying as cash are also fairly large and the flipkart, myntra delivery persons are very familiar with her. The indian government is asking people to reduce their cash usage , so can the googl,tata, NTRO employees led by j srinivasan explain why their favorite goan sex worker, role model is not using a credit or debit card, why she is paying cash only?

It would be also interesting to find out how the indian and goan government favorite sex worker is getting so much cash, that she is paying for all online orders with cash. The media is reporting that there is a shortage of Rs 2000 notes, yet again in December 2018 , the payment to the delivery person of Flipkart was made mainly with Rs 2000 notes. The google competitor, domain investor has so less cash, that she is using a credit card, where she can make payment a month later

India claims that all citizens are equal, so can ntro, raw, cbi explain why no action is taken against the sex worker R&AW employee sunaina chodan, who appears to have an unending stash of cash, black money especially Rs 2000 notes ,and so much tax payer money is wasted to stalk, defame, monitor a harmless engineer, private citizen, who has so less cash, that she is only using her credit cards for online payment, yet ntro falsely claim that the call girl owns the credit card.

This is the second cash payment of Rs 8000 by the goan call girl employee for a mobile, yet she is not accused of black money, while the domain investor who withdraws about Rs 10-15000 monthly for all her food, travel, clothes expenses is falsely accused of black money. The domain investor is so broke that she has not purchased a working new mobile since 2012, because of the endless hacking of the ntro employees addicted to sex with sunaina and blocking of leads and orders by these ntro employees

Can the indian and goan government, ntro, raw, cbi explain why they are accusing a harmless single woman engineer with almost no cash of having black money, and wasting taxpayer money to dupe people that google, tata’s favorite goan bhandari R&AW employee call girl sunaina chodan who has unending stash of Rs 2000 notes ,who does not do any work online at all, does not invest any money online, owns websites where the news of her fraud is published, falsely claiming

Fake allegations of black money without any evidence at all, have been used by google, tata, ntro, raw, cbi to defame, cheat and exploit hardworking indian paypal account holders, get lucrative raw/cbi jobs for goan call girls, document robbers, school dropouts, cheater housewives and other frauds in a sex, bribery racket, banking,online fraud since 2010

However most people do not realize that google, tata, ntro, raw, cbi are using an extremely flawed system for measuring black money
They are monitoring the paypal account holder to check if the person is spending cash daily and using it to make fake black money allegations
However they fail to realize that on some days, the person is too busy to go out shopping especially if there are no good shops located in the area where the person is living or going
So when the person is going to the main market area where a lot of shops are located, the paypal account holder may spend Rs 1800- Rs 3000 in a single day, while on other days, the person may stay at home and not spend any money. Unlike the 10 google, tata sponsored SEX worker, fraud raw/cbi employees who get a government salary without doing any work, for falsely claiming to own the paypal, bank account, the paypal account holder is only paid when she does work, so she cannot go out everyday for shopping wasting her time

However the fraud pathological liar raw/cbi/ntro/google, tata employees are only listing the days when no money or less money is spent to make fake black money allegations, they are not listing the days when the paypal account holder is spending Rs 3000 cash in a day. Most people have a similar spending pattern, they do not go out shopping every day , especially for high value items.

Rs 10000- Rs 12000 cash withdrawn in a month is a very small amount, if the paypal account holder is spending Rs 1800 in a day, the money will be spent in 7-8 days when the person goes to the main shopping area, yet the shameless pimp liar tata employees continue to make fake black money allegations to pamper, reward lazy greedy goan prostitutes, frauds, school dropouts, cheater raw/cbi employees.

Google, tata, ntro, raw, cbi do everything possible to waste the time of the paypal account holder so that she has no time to go shopping and spending cash, from delaying the delivery of the Expressbees and other couriers, to making her write articles which are rejected, to hacking her laptop, internet connection and torturing her with voice to skull technology.

All call girls, sex workers, in India, should be aware of the fact that goan security agency employees have given all those who offer them sex services, bribes the license to criminally trespass and rob homes in la campala colony, panaji, goa

This top secret license to criminally trespass is a very easy way for a call girl to make some quick cash. The security agencies are using surveillance to find out when the home owner is not at home, and then their call girls are told to enter the house and grab whatever they wish . The cash robbed is then used for making COD payment for orders from Flipkart, Myntra and other similar websites.

The latest criminal trespassing incident in la campala colony, panaji, goa took place on November 21, 2018 and the trespasser also stole chillies from the house.
The trespassers and robbers of la campala colony are ruthless, the engineer owning the house is changing her lock every month for the last 3-4 months, yet the ruthless robbers of la campala colony continue to enter her home using duplicate or master keys

In a clear indication of the extreme harassment faced by the domain investor in panaji, goa, the local credit coop society did not record the cash paid by the domain investor for the water bill.
Instead the domain investor got a new bill, which was double the usual amount
When she checked, she was told that she had not paid the earlier bill.
Only when the earlier bill receipt copy was shown, the water supply staff, said that the co-op society did not forward the payment to them in time, and corrected the bill.
However water supply to the home was affected since October 1, 2018, though the bill was paid on September 17, 2018

Experienced single woman engineer finds that a goan bhandari R&AW employee call girl slim sunaina chodan 2013, bsc is allegedly criminally trespassing in her house in la campala colony, panaji, goa, everytime the engineer receives payment in her paypal account.
The last trespassing took place on 10 November 2018
This is part of a very elaborate fraud of ntro, raw, cbi employees who are involved in a real estate fraud in panaji, goa, falsely claiming that the goan call girl, who is least interested in doing any work online, owns the paypal, bank account of the engineer, to pay the call girl and other frauds a monthly government salary at the expense of the engineer.
The powerful lovers, sugar daddies of pampered panaji prostitute sunaina have put the engineer under surveillance after making fake allegations without any proof at all, so that their queen of sex sunaina is never caught by the engineer, trespassing in the home in la campala colony, panaji, goa

So a reward of Rs 1000 of cash is offered for anyone who can provide a photo of R&AW employee sunaina chodan, trespassing in the house of the engineer in la campala colony, panaji, goa. The photo or video is required to file a police complaint and end the criminal trespassing, which makes it extremely difficult for the engineer to keep anything of value in the house.,

Please contact on skype : nkinf@hotmail.com

In a clear indication of how vicious, google, tata are in defaming, cheating and exploiting the google competitor, single woman engineer, they are spreading false rumors that the google competitor has plenty of black money, cash, when actually she has almost no cash after she came to goa.

In 2006-2010, the google competitor was making a lot of money, and had purchased the house, so she had withdrawn cash from the bank for repairs, renovated and purchase related formalities. The contractor had left the house work incomplete, so some cash was left over, however after demonetization, most of the cash was deposited in the bank, and there was almost no cash in the house

Yet google, tata, ntro, raw, cbi, security agencies are so vicious and dishonest in defaming the google competitor, spreading malicious false rumors, that the house of the google competitor has been burgled repeatedly trying to find cash in the house.
The first burglary of the house of the google competitor in La campala colony, took place on February 16,17, 2018, and the second burglary took place on September 30, October 1, 2018