The credit card, bank account, mutual fund fraud masterminded by google, tata since 2010, indicates the reason why most people in india prefer to deal in cash as the government employees are extremely corrupt and it is very difficult for citizens who are cheated to get any kind of justice. When a cash transaction is made, the person receiving the cash, will at least acknowledge the person who is paying the cash. however for online payments, the extremely corrupt fraud ntro , cbi employees will falsely claim that their relatives and friends were making the online payment, to get them great privileges, when actually the associates of these fraud ntro, cbi employees are not making any payment, only greedily taking credit

So though the indian government is claiming that it wishes to encourage cashless transactions, in reality those who make online, cashless payment are cheated, tortured and exploited in the worst possible manner, in the greatest example of indian HYPOCRISY, CORRUPTION AND NEPOTISM in India.

Can anyone in the indian government explain in an open debate, why goan sex workers, cheater housewives and other google, tata sponsored fraud indian intelligence employees are falsely claiming to own the bank account, credit card, mutual fund investment of a private citizen, to get a monthly indian government salary, breaching the fundamental right to equality and justice in the preamble to the indian constitution.

In one of greatest SEX, bribery, impersonation frauds masterminded by google, tata , the section 420 fraud NTRO employees puneet, vijay and others are falsely claiming that the google, tata sponsored goan gsb fraud R&AW/CBI employees extortionists housewife riddhi nayak, 2012 diploma holder sex expert siddhi mandrekar and others, lazy greedy frauds were their btech 1993 ee classmate, have the impressive resume, investment, paypal account of their real btech 1993 ee classmate , a harmless single woman bhandari engineer who these powerful fraud ntro employees hate.
The shameless google, tata sponsored goan gsb fraud R&AW/CBI employees extortionists riddhi nayak, siddhi mandrekar have defamed and committed corporate espionage on the google competitor , and are getting a monthly indian government salary without doing any work online, without investing any money online , at the expense of the google competitor who is doing all the work and investing all the money online.
However the google, tata sponsored goan gsb fraud R&AW/CBI employees extortionists riddhi nayak, siddhi mandrekar are extremely greedy and do not lose any opportunity to extort cash from the google competitor who they have already cheated and exploited, They are closely monitoring the google competitor and demanding bribes from almost every retailer she will purchase anything from in panaji, and elsewhere as cash bribes.
Most of retailers do not want the cash extorted by the google, tata sponsored R&AW/CBI employees riddhi siddhi to affect their profit margin, so the google competitor is usually charged a higher market price and forced to pay the bribe demanded by the goan gsb fraud mafia of panaji, goa . The cash extorted by google, tata sponsored goan gsb fraud R&AW/CBI employees extortionists riddhi nayak, siddhi mandrekar is then used to purchase a new car, for enjoying in pubs and hotels

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Though the google, tata sponsored goan R&AW/CBI employees sex workers sunaina, siddhi mandrekar , riddhi nayak, naina are not doing any work online, are not investing any money online, and do not make any money online, google, tata have got these goan frauds lucrative r&AW/cbi jobs with fake resumes, fake investment and fake online work, so that their powerful relatives and friends abuse their powers, and extort cash from the google competitor at every opportunity.
Google’s preferred method of destroying competition is by causing the most financial losses possible to the google competitor, hacking the laptop, smartphone and almost every electronic device.
The google competitor is already making very less money, her savings have been stolen without a court order or legally valid reason, yet google wants the domain investor to become completely broke, so the local officials are encouraged to abuse their powers and stalk the google competitor at every opportunity possible, to extort money.
For example though potato prices are between Rs 17-20 a kilo, the local officials asked a vegetable vendor to quote a price of Rs 45 a kilo in panaji, goa, as the associates of goan gsb frauds riddhi siddhi wanted some cash as bribes from the google competitor

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In large metro cities, use of debit and credit cards is widespread online and offline also. However in small towns, credit and debit card payment offline is more expensive , due to additional processing charges of 1 percent or more, so for a person with limited funds, it is better to make cash payment.
The number of people transacting at a particular store, in a small town with a population less than 24000 , will be fairly low, so the cost of processing the transaction will be higher compared to a metro city with a population of millions
Network, processing equipment problems are also widespread in small towns , so almost everyone is preferring cash payment, especially for low value transactions.

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In Goa, currency notes are increasingly used for organized stalking of the google competitor, When she will go shopping, she will usually get old dirty soiled notes , which can get easily damaged.
So when the google competitor is getting oil soiled notes, it is an indication that the shopkeeper or retailer has been contacted by the organized stalking group, and the google competitor should be careful . In particular retailers are told to give Rs 5 soiled notes to the google competitor
So cash transactions are used for organized stalking of the targetted individuals in goa.

An example of online fraud, india’s largest female domain investor, who actually pays for this domain name, has been subjected to major identity theft, impersonation fraud by indian intelligence and security agency employees, allegedly freelancing for google, tata , since 2010 which highlights why cash is king in India. NTRO, CBI employees are putting the domain investor under surveillance and falsely claiming that the goan sex workers supplied by google, tata to them for sex, their mediocre relatives and friends, lazy frauds, are doing the work online, to get all these sex workers and frauds lucrative R&AW/CBI/indian intelligence jobs with monthly salary, at the expense of the domain investor who is getting nothing

For example though the lazy greedy goan obc bhandari R&AW employee SEX worker sunaina chodan 2013 bsc does not physically own any SBI credit card and has never paid any sbi credit card bill in her life, the powerful fraud NTRO, CBI, security agency employees having SEX with goan R&AW employee sunaina are falsely claiming that sunaina, the SEX worker supplied to them by google, tata owns the SBI credit card of a google competitor, so that the google, tata sponsored SEX worker gets a monthly R&AW salary at the expense of the real domain investor, Bank and financial records will also prove that sunaina, the google, tata sponsored goan SEX worker who is getting a monthly R&AW salary does not pay a single paisa towards the SBI credit card bill, which she falsely claims to own with the help of her lovers, sex maniac ntro employees

Similarly, allegedly CBI/R&AW employees goan gsb frauds housewife riddhi nayak, diploma holder siddhi mandrekar, shivalli brahmin cheater nayanshree hathwar and others are also falsely claiming to own the ICICI bank credit card of the google competitor, domain investor,though do not physically own the ICICI credit card and have never paid the icici credit card bill in their life, to again get a monthly R&AW/CBI salary at the expense of the domain investor who is again getting nothing, despite spending a lot of time and money to pay the bills regularly.This clearly indicates the risk of using credit cards for making online payment in India because NTRO,CBI, indian government employees are shameless frauds who will falsely claim that google, tata supplied sex workers and other frauds own the credit card of a private citizen, google competitor

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The NTRO employees are extremely arrogant, corrupt and think whatever they are doing is right, One of the favorite frauds is how they are saying that the google competitor should not have a bank account, all payment will be made in cash using voice to skull technology and other means
When the money made online is very less, why should the google competitor not have access to her bank account, the ntro employees fail to realize. why are they wasting tax payer to make fake claims
Every citizen has the right to earn a living, why should government employees be allowed to extort more money from the harmless indian paypal account holders, making fake allegations of security threat.

After demonetization was announced in November 2016, the indian government announced grand plans to increase digital transactions, promoting digital India. For the first few months after demonetization, it was difficult to get cash, so there was an increase in digital transactions in India.

However as cash became easily available in India, the number of digital transactions has declined to some extent from the peak in December 2016 due to large scale fraud, corruption, human rights abuses and nepotism in indian intelligence and security agencies.

The mainstream media and the indian government are ignoring the major problem of impersonation fraud,identity theft of those who are going cashless, how large companies like google, tata are involved in terrible human rights abuses, defamation, cheating, exploitation of those who transact online.