The tech, internet companies are ruthless in criminally defaming citizens who are paying cash offline, so most people are paying using UPI.
Due to the government resume robbery identity theft fraud since 2010, which has caused great losses, the domain investor,does not want to change the mobile number linked to the bank account, so she is forced to pay cash.
Since most people are paying using UPI, the shopkeepers and others do not have cash change.
So when the shopkeeper says he does not have change the customer may change their mind, and decide to purchase another item
Yet showing the dishonesty of the tech, internet companies, they falsely label a person who changes their mind while shopping as a cheater, while ignoring the massive financial fraud of raw/cbi employees like haryana fraud mba ruchika kinger, gujju stock trader asmita patel, panaji goan gsb fraud housewife ROBBER riddhi nayak caro, siddhi mandrekar, panaji goan bhandari fraud sunaina chodan married to a gsb photographer, sindhi scammer naina chandwani, her scammer sons karan,axe bank employee nikhil, indore cheater housewife deepika/veena, bengaluru brahmin cheater housewife nayanshree, wife of fraud tata power employee guruprasad who have refused to purchase domains, do not open their own bank account, only ROB data to FAKE online income, domain ownership and get a monthly government salary in a major FINANCIAL FRAUD, SLAVERY racket.