Panaji young gujju FRAUDSTER RAW employee nikhil, collecting CASH in his fathers shop, R&AW making up FAKE STORIES of computer work, domain ownership

why does R&AW not ask its panaji fraudster employee nikhil for proof of domain ownership
In a government FINANCIAL, DOMAIN FRAUD, RAW is falsely claiming that its employee the shameless young gujju panaji fraudster nikhil, son of the panaji gujju sex queen naina chandan, who looks like actress sneha wagh, who does not pay any money for domains, owns the domains of a single woman engineer who nikhil and fraudster family hate, criminally defame
R&AW like ntro, cbi is aware that the domain registrars, registries are not giving domains for free, each domain is costing Rs 1000 each, which its shameless fraud employee nikhil is not paying. The real domain investor,, a single woman engineering is spending a lot of her time working hard to pay the domain renewal, spending 8-10 hours daily working on her computer , to pay Rs 4 lakh annually for domain renewals
On the other hand, the shameless greedy fraud panaji R&AW employee nikhil, is collecting CASH from customers in his fathers shop in panaji, he is not doing any computer work, and he and his family are not paying for any domain
yet in a clear case of indian government FINANCIAL FRAUD on harmless hardworking older single women, R&AW is openly involved in a massive domain, financial, ICANN fraud, falsely claiming that its employee the shameless young gujju panaji fraudster nikhil, who does not own any domain, owns the domains of a single woman engineer who nikhil and his family HATE to pay nikhil a monthly government salary, while CRIMINALLY DEFAMING the single woman engineer, domain investor

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Goa government employees in panaji take CASH BRIBES to help panaji gujju fraudster family launder their black money

Google, tata help school dropout gujju housewife naina chandan in laundering her black money
Google, tata, criminally defame hardworking women paypal account holders as being involved in illegal business when these fraud companies are actually helping the their favorite school dropout gujju housewife naina chandan, who looks like actress sneha wagh, her lazy fraud liar sons karan, nikhil, in money laundering, converting their black money into white

The family gujju school dropout naina chandan is having a shop in panaji where they receive only cash payment which they do not declare fully or partly in their income tax returns. They use part of the black money to pay cash bribes to the intelligence and security agency employees in goa , who then abuse their powers to falsely claim that the gujju fraudster family of naina chandan, with no online income, owns the paypal, bank account of a single woman engineer and get a R&AW/cbi salary without doing any computer work, without investing any money online at the expense of the engineer

The panaji gujju fraudster family is then showing the salary income FOR FAKING BANK ACCOUNT as legal income when it only laundered money, with the help of google, tata to destroy the life,and reputation of a google competitor. The goa government is only monitoring the hardworking engineer closely, it refuses to question the government employees taking CASH BRIBES and making fake claims about bank account, home ownership.

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Xerox shops receive cash payments, have plenty of black money

One of the greatest frauds of ntro is how they are criminally defaming hardworking indian paypal account holders of having black money, when they have no cash income at all. The only cash is what they withdraw monthly from the bank for their daily and business expenses, and they use up almost all the money within one month, there is almost no money left.
On the other hand, retail stores especially xerox shops are having plenty of cash, since all their payment is received in cash. It is up to the business owner to decide whether to declare the income and pay tax or horde the black money.
It appears that running a xerox shop in panaji in busy areas, is very lucrative. The owner of a xerox shop on MG road, openly boasted to the domain investor, that he had plenty of money and he would purchase any number of cars he wished
It would be interesting to find out how much income the xerox shop owner is officially declaring and how much black money he has hoarded

Instead of wasting money monitoring harmless paypal account holders, who receive all their payment in the bank account only, ntro, raw, cbi should check businesses who receive cash payment and find out how much of the cash income they are officially declaring.

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Google, tata, indian government forget that married women get at least Rs 20,000-30,000 monthly cash from their husband for housekeeping, cooking

one of the greatest FINANCIAL FRAUDS of the indian, state governments, intelligence and security agencies, google, tata is how they are comparing the condition of the home and lifestyle of the unmarried domain investor with various married women to justify the identity theft of the domain investor
The fraud liar indian, state governments, intelligence and security agencies, google, tata conveniently forget that the lazy greedy unskilled LIAR housewives they are pampering and rewarding with raw/cbi jobs are all getting Rs 20,000-30,000 monthly from their husband for housekeeping, cooking , unlike the domain investor who is unmarried and has no one paying her money for housekeeping and cooking
There are some married women who are paid Rs 1 lakh or more by their husbands, and can have many servants, drivers
Since these women are paid for housekeeping and cooking they can spend all their time for the work and keep their home in perfect condition.
yet in a massive FINANCIAL FRAUD of the indian, state governments in goa, karnataka, madhya pradesh, and elsewhere the fraud companies google, tata are using the extremely flimsy excuse of the house condition to justify the endless FINANCIAL, BANKING FRAUDS on the harmless hardworking engineer, domain investor, falsely claiming that well off housewives, own the paypal, bank account of a single woman engineer
These fraud internet companies in Indian internet sector are additionally pampering and rewarding the well off married women who are not spending any money on domains, not spending any time doing any computer work, falsely claiming that these liars are domain investors, online, writing experts, to get them raw/cbi salaries monthly at the expense of the real domain investor, writer, a single woman engineer, who is spending 8-10 hours daily writing and doing computer work

R&AW has already confirmed that the goan call girl employees are hired for sex services.
When their husbands are paying them least Rs 20,000-30,000 monthly cash for housekeeping, cooking, why will the google, tata sponsored lazy fraud unskilled raw/cbi employees spend them time writing, since skills for housekeeping, cooking are easier to acquire, compared to english writing, can the indian and state governments, google, tata explain in an open debate

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goan bhandari R&AW employee CALL GIRL slim sunaina chodan, purchases samsung refrigerator with STOLEN CASH

Part or all of the money used for purchasing a samsung refrigerator by raw employee sunaina chodan is likely stolen cash

Though the LIAR google, tata PIMPS, goan bhandari officials, leaders led by pritesh chodankar, goan and indian government are making FAKE CLAIMS of domain ownership for the last 7 years, income tax returns will LEGALLY prove that google, tata sponsored goan bhandari panaji PROSTITUTE R&AW employee sunaina chodan is getting a monthly raw salary only for the SEX services she provides to ntro employees especially the btech 1993 ee class from a top college who are involved in the fraud of falsely claiming that the panaji prostitute, born after 1989, was their btech 1993 ee classmate from a top college

the goan government is making regarding fake claims the google, tata sponsored goan bhandari panaji PROSTITUTE R&AW employee sunaina chodan only to CRIMINALLY DEFAME the google competitor who is actually paying for the domains, the google, tata sponsored goan bhandari panaji PROSTITUTE R&AW employee sunaina chodan is not showing any domain expenses in her income tax returns clearly and LEGALLY proving that she does not own any domain,

The google, tata PIMPS promoting the google, tata sponsored goan bhandari panaji PROSTITUTE R&AW employee sunaina chodan are so pleased with her SEX SERVICES her ability to SEDUCE the most powerful men in India to shamelessly lie after having SEX with her, DUPING companies, and countries,

The powerful SECURITY agency employees having regular sex with sunaina have given her MASTERKEYS so she can enter the house of any citizen whenever she wishes and steal whatever she wants without being questioned. For example the house of the domain investor in miramar, campal area of panaji was thoroughly ransacked in october 2018, by robbers and burglars looking for CASH, they opened every purse and took away even the Rs 5 and Rs 10 notes kept in old purses. It appears that sunaina or her associates were involved in the burglary, since they were pacing in front of the house befor the burglary.

The stolen cash is then used to purchase expensive appliances like the samsung refrigerator by google, tata sponsored goan bhandari panaji PROSTITUTE R&AW employee sunaina chodan . It is an indication of the widespread rot in indian and goan government that robbers stealing money are considered high status and given great powers.

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Shopkeeper in panaji , returns Rs 400 cash when given Rs 100 to frame the domain investor

Now people in goa trying to frame domain investor for cheating for cash transactions
The security and intelligence agency employees in panaji, goa are ruthless in trying to frame the domain investor for cash transactions allegedly bribed by young fraud raw/cbi employees especially the gujju fraudster family of school dropout naina chandan, her lazy fraud sons, nikhil, karan.
Often when she will go to a shop and purchase any item in a shop, some times when she will give 100, they will return 400 in an attempt to frame the domain investor as a cheater who does not know how to count
Only when she will point it out specifically will they check and return the right amount

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Government official tries to block cash withdrawal from bank account of domain investor, so that the online fraud in goa is not exposed

In a clear indication of the widespread financial fraud in goa, powerful officials are abusing their powers to make fake claims about paypal, bank account ownership, falsely claiming that their sugar babies, relatives or other bribe giver raw/cbi employees, who are not doing any kind of computer work, own the paypal bank account of a private citizen, who these officials, raw/cbi employees hate
the legal owner of the bank account is criminally defamed, so that the fraud is not exposed
usually the domain investor will only withdraw small amounts from the bank account, since she is not making much money in goa due to the blocking of payment by raw/cbi employees like riddhi nayak caro, siddhi mandrekar
In end August 2019, due to a good domain sale, the domain investor finally made some money and wanted to withdraw more cash. Realizing that their FINANCIAL FRAUD of faking bank account ownership was exposed the mastermind of the financial fraud in goa tried to block the cash withdrawal
The mastermind of raw/cbi employee sunaina chodan or naina chandan’s fraud, is working in a senior position the goa government and he came to the bank, had a big fight with the bank manager, asking him to block the cash payment which the domain investor had requested
he allegedly kept saying that the business was illegal, owned by the panaji sex service provider raw/cbi employees and the payment to the domain investor should be blocked.
the bank staff said that it was legal, and gave the fraud mastermind a copy of the bank statement, so that he could check, there are credit card payments which are made every month, No domain registrar or registry is giving any domain for free, approximately Rs 1000 are charged for each domain which the 10 google, tata sponsored raw/cbi employees are not willing to spend

yet this attempt to block cash withdrawal in panaji indicates the mindset of the top officials in goa, they think that repeating lies about business account ownership will make it the truth when the real business owner works very hard to make some money online, spending 8-10 hours daily doing different kinds of computer work.

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To spend her black money cash, school dropout cbi employee naina chandan, visits kolhapur periodically

Though their corrupt BRIBE TAKING OFFICIALS are criminally defaming the domain investor, with their fake black money allegations, the fact is that school dropout cbi employee naina chandan has plenty of black money in the form of cash since her husband owns a shop where customers pay cash.

Since spending the cash in goa, would attract a lot of attention,school dropout cbi employee naina chandan visits kolhapur periodically for spending her black money hoard. For example in May 2019, naina and her family was away from panaji, goa for 4-5 days. It appears that she spent a lot of cash in kolhapur, since they returned with a lot of shopping. They were transferring at least 20-30 bags with shopping material after they came back from kolhapur

Usually people have only 3-4 bags after shopping, yet since there was plenty of black money, they could purchase many items.

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Nikhil, lazy liar son of school dropout cbi employee gujju housewife naina chandan, got sms notifications for CASH DEPOSIT/BLACK MONEY from the income tax department

One of the greatest frauds of the gujju officials, community, goan government is how they are criminally defaming the engineer, domain investor as having black money, when all her money is from legal sources, and is received electronically, so she does not have any black money.
In fact her finances are so clear, that she has not received any income tax notice in her life, despite being monitored for 10 years, because she is trained engineer with legal sources of income and has worked professionally for many years.

This in contrast to the goan government role model school dropout cbi employee gujju housewife naina chandan who are dealing mainly in cash and have plenty of black money. In fact after demonetization, nikhil, the lazy liar son of the panaji school dropout cbi employee naina chandan, got sms and other notifications from the income tax department, because he had deposited a huge amount of CASH in his bank account and he had no source of income as a teenager.

yet it is an indication of the widespread rot in indian, goan society and government, that everyone believes in the lies of fraudster gujju family with plenty of black money, while criminally defaming the hardworking experienced engineer whose income is 100% legitimate.

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6 day cheque clearing SBI delay forces credit card holders to consider using cash for funds transfer

In a clear indication of the risks involved in computerization, SBI cheques which were deposited on May 10, 2019 and later are not yet cleared due to connectivity problems according to the staff at SBI Panaji main branch according to the staff at the bank.
Many people are transferring their money to their SBI account for payment, for example for SBI credit card, they only accept sbi debit card payment, and if the cheque has not cleared it is a major problem for them.
This clearly indicates the misplaced priorities of NTRO harassing harmless indian paypal account holders, the bank clearing network is very important, yet no one cares and cheques are not getting cleared. If it was a one day problem people could have tolerated, now it is 6 days, for cheque clearing, indicating a major problem
SBI account holders are wasting their time visiting the bank branch, to find what happened to the cheque , they are not getting any kind of notification indicating the extent of the problem.

There is massive fee to be paid if the credit bill is not paid on time, so some customers may be forced to withdraw cash from one bank account and deposit it in the SBI bank account in panaji to have enough balance to pay the credit card bill. Instead of visiting the SBI branch daily, it is better to withdraw cash and deposit it in the same city so that there is enough balance in the bank account

Yet the hysterical google, tata employees continue to hysterically make fake black money allegations, when cash is withdrawn or deposited, refusing to admit that it is a fault of the cheque clearing system that cheques are not cleared 6 days after they are deposited in the bank account

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